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(Senior) Credit Risk Manager (m/f/d)

Raisin
Location
Berlin, Berlin, Germany; Frankfurt a. M.; Hamburg; Munich
Posted
19 days ago
Department
RSB Risk Controlling and Credit Risk
What they actually want (must-haves)
  • University degree in Finance, Economics, Business Administration, or related discipline
  • 5+ years of experience in credit risk analysis, risk controlling, or credit structuring within banking or financial services
  • Proven ability to assess transactional credit risk, including business models, financial covenants, collateral, and legal documentation
  • Strong working knowledge of IFRS 9 concepts (staging, ECL) and European regulatory frameworks (CRR, Basel III/IV, MaRisk)
  • High personal resilience and comfort navigating a fast-paced fintech environment
  • Self-directed approach to identifying deteriorating risk profiles and portfolio concentrations
Nice to have
  • Professional certifications such as FRM or CFA designation
  • Knowledge of programming skills (Python/SQL) and BI tools (Tableau/Power BI)
What the job really is

As a Credit Risk Manager at Raisin, you will take ownership of the credit risk framework, conducting independent analyses of counterparties and transactions, and ensuring compliance with regulatory requirements. Your role involves building and maintaining reporting infrastructure, driving strategic risk steering through data-driven insights, and collaborating with various teams to enhance risk management processes. You will also proactively monitor credit developments and manage loan loss provisioning.

Benefits
  • Employee Development Budget of €2,000 and four full training days per year
  • Flexible working hours, home office and 30 vacation days
  • Company pension scheme supported with 20%
  • Subsidized membership for Urban Sports Club with more than €20 per month
  • Subsidized Deutschland Ticket with €25 per month
  • JobRad leasing for bikes with coverage of monthly insurance costs
Things to weigh
  • No salary listed
  • Role requires navigating complex stakeholder dynamics which may involve significant pressure
  • Experience in a fast-paced fintech environment is crucial
  • Technical proficiency in specific tools (Looker, Mambu) is mandatory, while programming knowledge is a bonus
Job score3.2/5
Benefits4/5
Freshness4/5
Career value4/5
Role clarity4/5
Pay transparency0/5

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