HHiring Reality
← Peak Credit Union

Consumer Loan Underwriter

Peak Credit Union
Location
Remote
Posted
24 days ago
Department
Consumer Loan Production (Indirect)
Salary
$68,992 to $78,400
What they actually want (must-haves)
  • Minimum two (2) years of consumer lending processing and underwriting experience
  • Proficient in credit scoring models and loan underwriting guidelines
  • Knowledge of credit union policies, procedures, processes, and Core Values
  • Expertise in Fair Credit Reporting, Fair Lending and Debt Collection Practices
  • Familiarity with Truth in Lending Regulations
  • Expertise in loan collateral types and their role in determining loan qualifications
What the job really is

The Consumer Loan Underwriter is responsible for analyzing and making lending decisions on various consumer loan products, including auto and unsecured loans. This role involves reviewing loan applications, credit reports, and financial documentation while ensuring compliance with credit union policies and regulations. The underwriter will also communicate loan decisions and maintain relationships with dealer and merchant partners, all while working remotely from Oregon or Washington.

Benefits
  • Medical, dental, vision and life insurance coverage
  • Health Care FSA (HCFSA)
  • Health Savings Account (HSA) with employer contributions
  • Dependent Care FSA (DCFSA)
  • Life and AD&D insurance
  • 401k plan
Things to weigh
  • Remote role limited to candidates residing in Oregon or Washington
  • Compensation incentives are performance-based and targets vary by role
  • Pay range provided but may vary based on individual qualifications
  • E-Verify participation for employment eligibility verification
Job score4.2/5
Benefits4/5
Freshness4/5
Career value4/5
Role clarity4/5
Pay transparency5/5

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