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Senior Backend Engineer (L5) -Payments

OpenFX
Location
Bangalore
Posted
26 days ago
Department
Engineering
What they actually want (must-haves)
  • Significant experience as a senior or staff-level backend engineer, with a track record of owning complex systems in production.
  • Has built or operated payment systems in production — orchestration, partner integrations, or payment lifecycle systems — with a working grasp of money-path failure modes: duplicates, partial failures, cut-off misses, stuck or lost payments.
  • Has integrated external banking, payment, or FX partners and lived through the messy reality: sandbox-vs-production drift, certificate and credential churn, undocumented behavior, partner outages.
  • Sound judgment on correctness under failure — retries against external systems, idempotency, exactly-once effects, and safe handling of critical data.
  • Deep expertise in distributed systems and a strong grasp of reliability, performance, and scalability trade-offs.
  • Excellent technical communication and the ability to lead initiatives across teams without formal authority.
Nice to have
  • Cross-border payments experience: corridor launches, FX, SWIFT/SEPA or local clearing schemes in any of our target markets (EU, LATAM, Middle East, APAC).
  • Experience building safeguarding, transaction monitoring, sanctions screening, or other regulated controls in an EMI/PI, PSD2, or MiCAR-style environment.
  • Multi-partner orchestration: routing, partner health scoring, and failover on live money flows.
  • Experience with durable workflow or orchestration engines for long-running, multi-step payment processes.
  • Stablecoin or digital-asset settlement rails alongside fiat.
What the job really is

As a Senior Backend Engineer on the Payments team at OpenFX, you will lead the technical direction for payment systems, focusing on payment orchestration, partner integrations, and lifecycle management. Your role involves designing architecture for new corridors, ensuring regulatory compliance, and maintaining high standards for reliability and observability in payment flows. You will collaborate with various teams, mentor engineers, and drive initiatives to enhance the payment infrastructure.

Benefits
  • Competitive salary and benefits package.
  • Equity in a rapidly growing company.
  • Opportunity to work in a fast-paced startup at the forefront of fintech innovation.
  • Opportunity to make a significant impact on global financial infrastructure.
  • Collaborative work culture with emphasis on personal and professional growth.
Things to weigh
  • No specific salary listed.
  • The role involves significant responsibility and complexity, which may be challenging for those without extensive experience in payment systems.
  • The position requires collaboration across multiple teams, which may require strong interpersonal skills and adaptability.
Job score3.4/5
Benefits3/5
Freshness4/5
Career value5/5
Role clarity5/5
Pay transparency0/5

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