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← Ethos Life

Senior Life Underwriter

Ethos Life
Location
Bangalore, India
Posted
13 days ago
Department
Underwriting
What they actually want (must-haves)
  • 5–7+ years of experience in medical Life/Health Underwriting
  • Strong critical thinking and independent problem-solving skills
  • Strong verbal and written communication skills
  • Demonstrated knowledge of all aspects of risk selection — medical, non-medical, and financial
  • Experience underwriting both term and permanent life insurance products
Nice to have
  • US-based underwriting experience
  • Experience assessing and summarizing Attending Physician Statements (APS) and Electronic Health Records (EHR)
  • In-process or completed industry designations (e.g., LOMA, ALMI, FMLI, ALU, FALU)
What the job really is

The Senior Life Underwriter at Ethos will evaluate individual medical histories and financial backgrounds to determine risk acceptance for life insurance applications. This role involves communicating underwriting decisions, influencing process improvements, and working independently within a collaborative team environment. Candidates will leverage their underwriting expertise to enhance the efficiency and effectiveness of the underwriting process.

Things to weigh
  • No salary listed
  • Experience in a startup environment may be required
  • Role involves working with ambiguity
Job score2.6/5
Benefits1/5
Freshness4/5
Career value4/5
Role clarity4/5
Pay transparency0/5

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