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← Enova International

Underwriting Manager (Hybrid)

Enova International
Location
South Jordan, UT
Posted
1 month ago
Department
Credit Operations
Salary
$77,000 to $115,000
What they actually want (must-haves)
  • 5+ years of underwriting experience in small business or commercial lending
  • 7+ years managing people, with experience managing other managers or team leads
  • Strong command of SMB credit fundamentals; cash flow analysis, financial statement review, and risk assessment
  • Proven ability to develop leaders: setting clear expectations, giving direct feedback, and building capability over time
  • Operational mindset; comfortable with metrics, process design, and driving accountability at scale
  • Strong communicator who can translate between frontline execution and senior leadership expectations
Nice to have
  • Background in fintech or online lending platforms
  • Familiarity with automated decisioning and where manual underwriting intersects with it
  • Exposure to fair lending or SMB-specific compliance requirements (Reg B, etc.)
What the job really is

As an Underwriting Manager at OnDeck, you will oversee the production and performance of small business loan decisioning by leading a team of Underwriting Supervisors and Team Leads. Your responsibilities will include developing leadership within your team, establishing operational strategies, managing risk escalations, and collaborating cross-functionally to enhance the borrower experience. This role requires a strong focus on metrics and process design to drive accountability and performance.

Benefits
  • Health, dental, and vision insurance including mental health benefits
  • 401(k) matching plus a roth option (U.S. Based employees only)
  • PTO & paid holidays off
  • Sabbatical program (for eligible roles)
  • Summer hours (for eligible roles)
  • Paid parental leave
Things to weigh
  • No mention of remote work beyond Mondays and Fridays; in-office work required Tuesday through Thursday
  • Salary range provided, but actual salary may vary based on qualifications and experience
  • The role involves managing through others, which may require strong leadership skills
Job score3.8/5
Benefits5/5
Freshness1/5
Career value4/5
Role clarity4/5
Pay transparency5/5

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