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← AgWest Farm Credit

Credit Underwriter

AgWest Farm Credit
Location
Rocklin, CA; Woodland, CA; Yuba City, CA
Posted
25 days ago
Department
California Lending and Insurance
Salary
$75,700 - $101,600
What they actually want (must-haves)
  • Bachelor’s degree in business, accounting or ag related field, or an equivalent combination of education and experience
  • Generally requires five years accounting or financial industry experience
  • Understanding of applicable credit laws and regulations, and bankruptcy law and collection procedures
  • Ability to market, sell and effectively negotiate terms on AgWest products, including loan programs, interest rate programs, and financially related services, both verbally and in writing
  • Knowledge of appraisal techniques and principles
  • Thorough knowledge of credit classifications and sound loan administration practices
Nice to have
  • Agricultural background
  • Advanced knowledge of AgWest's policies and procedures
  • Advanced knowledge of AgWest's products and services and how they are delivered
What the job really is

As a Credit Underwriter at AgWest Farm Credit, you will be responsible for gathering and analyzing financial information from customers and prospects, preparing credit analyses, and making recommendations on loan portfolios. You will also support customer relationships, participate in loan closings, and conduct research on agricultural industries to enhance AgWest's position in the market. This role involves collaboration with various teams and may include mentoring or training responsibilities.

Benefits
  • Medical, dental, and vision insurance
  • Basic term life and AD&D insurance (fully paid for by the company)
  • Paid days off annually: 15 vacation, 15 sick, 12 holidays and 3 volunteer
  • 401(k) plan (6% match plus 3% employer contribution)
  • Employee Assistance Program
  • Wellness Program
Things to weigh
  • Role involves travel for farm visits and collateral inspections
  • Compensation varies by location and level, with performance-based incentives
  • Initial in-office training required before eligibility for workplace flexibility
Job score4.2/5
Benefits4/5
Freshness4/5
Career value4/5
Role clarity4/5
Pay transparency5/5

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