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← Affirm

Analyst II, Credit

Affirm
Location
Remote UK
Posted
13 days ago
Department
Core Analytics
What they actually want (must-haves)
  • 3+ years of experience in assessing merchant risk in a function such as Merchant/Seller Risk Management, Fraud, Collections, or Merchant Underwriting
  • Experience working with cross functional partners across the organization, especially Sales and Business Development teams
  • Experience reviewing financial documents, business credit reports and payment processor statements
  • Knowledge or experience in e-commerce underwriting and/or commercial lending
  • Solid understanding of evaluating merchant financial risk based on 3rd party data, credit reports, and other merchant attributes
  • Ownership mentality: Demonstrate an appropriate sense of accountability, ownership, urgency and execution
Nice to have
  • Prior work experience in payments, lending, banking or financial institutions
What the job really is

As a Merchant Risk Analyst at Affirm, you will evaluate financial and non-financial risks associated with merchants, including credit exposure and compliance issues. Your role involves analyzing various data sources, such as credit reports and financial documents, to assess risk, and collaborating with cross-functional teams to improve risk evaluation processes.

Benefits
  • Base pay range per year: £66,000 - £76,000
  • Equity rewards
  • Monthly stipends for health, wellness and tech spending
  • 100% subsidised medical coverage, dental and vision for you and your dependents
  • Flexible Spending Wallets for Technology, Food, various Lifestyle needs, and family forming expenses
  • Competitive vacation and holiday schedules
Things to weigh
  • No specific mention of the technology stack used
  • Base pay is part of a total compensation package, but details on equity or bonuses are not specified
Job score3.2/5
Benefits4/5
Freshness4/5
Career value4/5
Role clarity4/5
Pay transparency0/5

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